Banking

Banking services available at most Australian Banks, Building Societies and Credit Unions

Banks in Queensland, Australia have developed an array of banking services to serve their customers in an increasingly competitive industry. When buying or constructing a home, its important that you have branch banking services your require near where you intend to build.

Many people through force of habit, tend to stay with their current banks when moving, but it may make sense to change to a bank with a branch network that services your area better or your changed needs better.

Banking services that you may need to have at a branch near to your new location may include some of the following:

Personal Banking

Everyday Banking

Most people can’t live today without everyday banking. All banks, building societies and credit unions will offer a range of  bank accounts, home loans and credit cards to suit most people’s everyday banking needs. These include:

  • Savings Accounts
  • Internet Banking
  • Credit Cards
  • Debit Cards
  • Term Deposits
  • Direct salary banking

Loans available from banks, building societies and credit unions

Lending is a major part of banking services these days and the main types of loans offered include

Financial Services

Since the deregulation of the banking industry in 1983-1985, banks have been increasingly involved in providing financial services for their customers wealth creation and retirement needs. Financial services products and services include:

  • Superannuation
  • Financial Planning
  • Direct Investing services

Other Banking Services

Banks, building societies and credit unions in Queensland, Australia also increasingly cater to business and corporate and international trade needs of their business customers with these types of banking services.

  • Foreign Exchange
  • Business Banking
  • Merchants & Payments
  • Business Lending
  • Agribusiness
  • International Trade Finance
  • Treasury

Summary on Queensland Banking Services

Australia offers a stable, well regulated and governed banking system, and this is integrated into the Queensland banking services sector. Queensland also has strong, regional Financial Services players in the banking industry, including Bank of Queensland, Heritage Building Society and Suncorp.

Whether you are moving to Queensland from interstate, from overseas, or just moving to a new home across town , it maybe a good idea to check you everyday banking needs and ensure that your current bank offers the services you need at a local branch level near your new home. If not, you might want to change to a bank, building society or credit union that better fills that need for you.